chubbyfire 
I Bonds are great for maximizing returns on money held in emergency funds. These saving bonds are backed by the U.S. Government (100% safe) and indexed to inflation. Not only do I Bonds have higher interest rates than money market funds and CDs, but all interest is also free from state and local income taxes … Read more
Umbrella insurance is essential for most people pursuing Chubby FIRE. Everyone makes mistakes. Or sometimes we get blamed for mistakes that aren’t really our fault. That’s why we have insurance to protect us, our families, and our property. Problem is, our insurance isn’t perfect, either. And there are so many things likely to go wrong … Read more
A Roth IRA is an individual retirement account that lets you invest and withdraw money. Earnings grow tax-free and you can contribute up to $6,000 ($7,000 if 50 or older). Starting a Roth IRA can be a great idea if you want to achieve financial independence. But there’s a lot to unpack when it comes … Read more
A Safe Withdrawal Rate (SWR) is a way to determine how much you can spend in retirement and never go broke. Safe Withdrawal Rates are usually reflected as a percentage of your spendable net worth. While most people in the FIRE movement recommend a 4% SWR, this may actually be too high for some people. … Read more
Barista FIRE is a fun version of FIRE, designed for those without enough money to officially call it quits. With Barista FIRE, you quit your normal job, begin to draw down on your savings, and get a new, more enjoyable job that pays enough to cover the difference between the amount you take from your … Read more
As the financial independence movement has grown over the last 30 years, different categories of FIRE have emerged. From Coast FIRE to Fat FIRE, people have been trying to develop simple ways to explain their approach to retirement. Put simply, Chubby FIRE is the form of financial independence and early retirement pursued by the upper … Read more
Chubby FIRE is considered the upper middle class of the FIRE movement (Financial Independence, Retired Early). With a net worth between Lean and Fat FIRE, Chubby enables you to retire early and enjoy life with some luxuries. Chubby guidelines Retirement looks different for everyone, and it would be easy to argue that you don’t need … Read more
There are many reasons to write a blog. This list below highlights more than 14 of these reasons. If you think of another one, please leave a comment, and I’ll add it (and link back to you of course). Prior to writing about Chubby FIRE, and I used to have a number of other sites … Read more